The European Commission, which has waged a decades-long crackdown on payment and credit card fees, says that so-called interchange fees in which the merchant’s bank pays a charge to the cardholder’s bank, result in higher prices for consumers.This is because the fees, which are a lucrative source of revenue for banks, are ultimately borne by the merchant.คำพูดจาก สล็อตเว็บตรง

“This, together with our January 2019 decision on Mastercard’s cross-border card payment services, will lead to lower prices for European retailers to do business, ultimately to the benefit of all consumers,” Europe’s antitrust chief Margrethe Vestager said in a statement.The companies’ commitments will cut such fees by 40 percent on average, the European Commission said on Monday.Visa, the world’s largest payments network operator, and closest rival Mastercard have proposed a 0.2 percent fee on non-EU debit card payments carried out in shops and a 0.3 percent fee on credit card payments, the Commission said late last year.This would bring their fees in line with those charged for EU cards, which were the subject of a long EU investigation after a 1997 complaint by business lobby EuroCommerce.
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